Health Insurance

Health insurance helps to pay for your healthcare services. In other words, your Shelley's Insurance Agency health insurance plan will enable you to pay for medical services whenever you’re sick or injured in exchange for monthly premium payments to your insurance provider. The insurance agency must pay part of your covered medical costs as stipulated by the health insurance plan that you select.

Types of health insurance

In some cases, you can obtain health insurance for you and your family through your employer. When obtained through the government, it is called public health insurance. Other types of health insurance can cover other needs apart from your medical services. Additionally, health insurance can offer a variety of other services which may include:

• Emergency Services
• Prescription Drugs
• Medicare
• Medicaid
• Ambulance Trips

Every health plan has its different terms. This is why it is critical to work with an insurance professional to understand private and group health insurance better.

Benefits of having health insurance

Since healthcare is expensive, many people in Maryland find it hard to pay for their own healthcare out of pocket. Therefore, it is wise to purchase a health insurance policy from Shelley's Insurance Agency; start paying monthly premiums and have peace of mind knowing that your coverage will pay part of your medical costs. Moreover, your insurance agency is in a better position to negotiate better rates from your doctors or/and hospitals. So, you may end up paying less for an expensive surgical procedure or avoid making out-of-pocket payments for every doctor’s visit you make, depending on your plan.

If you want to stay healthy and have peace of mind, especially when you get sick, you need to take advantage of the preventative services provided by your health insurance plan. For more information on health insurance plans, visit our offices or give our agents a call.